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Click here to use the browser version of Perfect Teller (Online Banking).
ONLINE BANKING INTERRUPTION
DUE TO MOVING TO A NEW LOCATION OVER THE LABOR DAY WEEKEND, OUR MEMBERS MAY EXPERIENCE AN INABILITY TO ACCESS ONLINE BANKING FROM AUGUST 30 - 31ST. FFACU APOLOGIZES FOR ANY INCONVENIENCE THIS MAY CAUSE. SEE YOU AT THE NEW LOCATION!
NEW ADDRESS & NUMBERS
New Address: 1012 S. 11th Street, Niles, MI 49120
Temporary Phone # (8/30-9/15) - (269)683-6903
New Fax # - (269)683-7537
New Email Address - fourflagsacu@att.net
CONGRATULATIONS!!


New Credit Union Logo Design Winner
Gwendolyn G. Nelson
and New Credit Union Slogan Submission Winner
Bertha Hilligoss
Both winners received Gas Cards and a Plaque will be placed in the credit union lobby in their honor.
A Big THANK YOU to all our Members that submitted over 25 designs.
Sending a THANK YOU also to the Logo Selection Committee: James Damouth, Pamela Hatcher, Don Neucks, Kenneth Waggoner, and Sharon Harris. (All submission were submitted to committee unanimously)
THANKS AGAIN EVERYONE!

100% AUTO & RECREATIONAL VEHICLE REFINANCE
If you financed your car or recreational vehicle somewhere else, you probably paid too much!
With FFACU's 100% Refi Service you may qualify to refinance up to 125% of the value of your Auto or Recreational Vehicle.
If you've been trying to find a way to refinance your vehicle to lower you monthly payments (high gas prices have got us all looking for ways to cut costs), but you owe more than its worth, WE CAN HELP!
It's quick, it's easy and it may save you money.
Complete the loan application on our website and fax it over to (269)684-466 or phone the credit union at (269)684-6512 for further details.
50th Year Celebration
Membership is FREE in 2008.

Click here for eligibility.
Loan Specials
PERSONAL LOANS
$500.00 @ 6.50% APR
$2,500 @ 7.50% APR
$5,000 @ 8.50% APR
AUTOMOBILE AND RECREATIONAL SPECIALS
1/2% OFF all Auto and Recreational Loan Rates.
See our Rates page for current rates.

MEMBER REWARDS

FFACU rewards its members by giving up to an additional 1% APR loan rate discount for the utilization of credit union services. Members receive 1/4% off , up to 1% APR, for each of the following services.***
Checking, Vacation Club, Christmas Club, Funds Manager, IRA, ATM/Debit Card, Home Banking, Direct Deposit, CD, Automatic Loan Payment, or Refer a New Member.
WE OFFER HOME EQUITY LOANS
5 & 10 YEAR FIXED TERMS
RATE DISCOUNTS APPLY
NO APPLICATION FEE
See Rate page for current rates.
"KIDS SAVINGS CLUB"
Be A Good Saver!

Four Flags Area Credit Union is very proud of you.
You are making goals and saving your money.
You can make a deposit anytime in any amount.
When you save $5.00 or more you get to choose a prize.
When you save $10.00 or more you get to choose a larger prize.
SAVE YOUR MONEY
DEPOSIT WITH US
EARN A PRIZE FOR $5.00 DEPOSITS & MORE
LEARN TO EARN, WATCH YOUR MONEY GROW
WE ARE VERY PROUD OF YOU AND YOU SHOULD BE TOO
GO DIRECTR
Go Direct is sponsored by the U. S. Department of Treasury and the Federal Reserve Banks.
We encourage our members that receive Social Security and other federal benefits to switch to direct deposit. It is safer and easier to get your check. You are 30 times more likely to have a problem with your federal benefit check than with your direct deposit. Your direct deposit is there the same time every deposit day, no more waiting for the mail to arrive to get your day started. It is easy to sign up, it only takes a few moments of your time.
Sign up now. You can use this link or call:
www.GODIRECT.org
1-800-333-1795
If you are not comfortable doing this yourself and need assistance, please let us help.
* Rates apply to (A) Borrowers. (B) Borrowers add 1%, (C) Borrowers add 3%, and (D) Borrowers add 5%.
Scoring: A = 725 +, B = 625-724, C = 525-624, D = 425-524** With the utilization of Member Rewards, a FFACU member could potentially earn 1.50% off their next Auto or Recreational Vehicle purchase.
*** Services must be utilized for a minimum of 6 months for qualification in Member Rewards. Member Rewards excluded on all Personal Loan Promo's.
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