Loans | Mortgage | Savings | Certificates
|
RATES QUOTED ARE BEFORE ANY PROMOTIONAL DISCOUNTS.
|
|
CREDIT SCORE
|
A
725+
|
B
650-724
|
C 600-649
|
D
500-599 |
E 499 & less
|
| AUTO LOANS: NADA 100% Retail * |
|
|
|
|
|
| 2012-2011 84 months |
5.49
|
6.49 |
8.49
|
11.49 |
14.49 |
| 2012-2009 72 months |
4.74 |
5.74 |
7.74 |
10.74 |
13.74 |
| 2012-2008 60 months |
3.99
|
4.99 |
6.99 |
9.99 |
12.99 |
| 2012-2008 48 months |
3.24 |
4.24 |
6.24 |
9.24 |
12.24 |
| 2007-2006 60 months |
4.99 |
5.99 |
7.99 |
10.99 |
13.99 |
| 2005-2004 48 months |
5.99 |
6.99 |
8.99 |
11.99 |
14.99 |
| 2003 and older refer to Unsecured Loan rates for 36 months |
|
|
|
|
|
| * Salvage Title Vehicles: Financing only up up 75% of NADA Retail Value |
|
|
|
|
|
| RECREATIONAL VEHICLES: NADA 100% Retail 15K PLUS MOTOR HOMES, TRAVEL TRAILERS AND BOATS (up to 9 years old) |
|
|
|
|
|
| $15,001.00 - $25,000.00 84 months |
6.24 |
7.24 |
9.24 |
12.24 |
15.24 |
| $25,001.00 - $40,000.00 120 months |
6.49 |
7.49 |
9.49 |
12.49 |
15.49 |
| $40,001.00 - $60,000.00 180 months |
6.99 |
7.99 |
9.99 |
12.99 |
15.99 |
| |
|
|
|
|
|
UNSECURED SIGNATURE LOANS:
Amounts (unsecured - maximum loan amount $5,000.00)
Rate |
5000.00
10.00%
|
5000.00
11.00% |
3500.00
13.00% |
2000.00
16.00% |
1000.00 19.00% |
Revolving Credit:
maximum loan amount $5,000.00, minimum payment $3.50 per $100.00 of loan balance |
16.50
|
|
|
|
|
| Share Secured Loan: (100% Secured, max term 120 month) |
5.00
|
|
|
|
|
| Certificate of Deposit Secured Loan: (100% Secured) 2 points above CD rate, maturity of CD equals maturity of loan |
-
|
-
|
-
|
- |
|
|
*APR = Annual Percentage Rate
The amount financed on used autos is based upon the current issue of the N.A.D.A pricing guide retail value.
Loan rates are subject to change without prior notification.
Go To Loan Application | Go To Calculators | Back to Top
|
|
RATES QUOTED ARE BEFORE ANY PROMOTIONAL DISCOUNTS.
|
Home Equity - 60 months 80% LTV, up to $13,000 max
| APR * |
TERM |
AMOUNT/LIMIT |
A=4.99%, B=5.99%,
C=7.99%, D=10.99% E=13.99% |
UP TO 60 MONTHS |
UP TO $13,000.00 |
Home Equity - 120 months 80% LTV, $13,001 +
| APR * |
TERM |
AMOUNT/LIMIT |
A=5.74%, B=6.74%,
C=8.74%, D=11.74% E=14.74% |
61 - 120 MONTHS |
$13,001.00 +/
80% LTV & DEBT RATIO FACTOR |
| Savings |
Minimum Balance |
Dividend Rate |
APY* |
Term |
| Regular Shares, Club Accounts *to earn dividends |
*100.00 |
.20 |
.20 |
n/a |
| Funds Management Account ($1,000.00 to $10,000.00) |
1,000.00 |
.30 |
.30 |
n/a |
| Funds Management Account ($10,001.00 to $25,000.00) |
10,001.00
|
.40 |
.40 |
n/a |
| Funds Management Account ($25,001.00 +) |
50,001.00 |
.50 |
.50 |
n/a |
| IRA Accounts ($100.00 to $9,999.99) |
100.00 |
.50 |
.50 |
n/a |
| IRA Accounts ($10,000.00 +) |
10,000.00 |
.75 |
.75 |
n/a |
| Certificates of Deposit ($1,000 minimum) |
Minimum Deposit |
Dividend Rate |
APY* |
Term |
| Six (6) Month |
1,000.00 |
.55 |
.55 |
6 |
| Twelve (12) Month |
1,000.00 |
.75 |
.75 |
12 |
| Twenty-four (24) Month |
1,000.00 |
1.15 |
1.15 |
24 |
|
*APY = Annual Percentage Yield
Note: Assumes dividends are left in the certificate until maturity.
Rates subject to change without prior notification.
Back to Top
|
|
