Click here to use the browser version of Online Banking.      Free Tax Prep Resources for Individual Tax Filers begins January 17, 2012. Click here on the Just file it! logo to access all state and federal income tax forms to receive important refunds and credits. This service is FREE.                          1.00% OFF Loan Rates* Now through February 29, 2012 receive an additional 1% APR off of your vehicle, recreational, home equity or personal loan. Click here for current rates before the additional 1% off. This is a great time to trade in that old clunker, make some much needed house repairs and/or payoff that high rate credit card. Stop in today or gives a call at (269)684-6512 and let Four Flags Area Credit Union help you with all your financing needs. Are you ready to get things started?          *Excludes Revolving loans. Member Rewards are not applicable. Approval subject to loan qualification. Rates subject to change without prior notice. Offer ends 1/31/2012.   IDSafeChoice Select - an Identity Theft Recovery Program Identity theft is a multibillion dollar business for thieves and it is devastating to its victims. As a result, recent regulation enacted by the Fair and Accurate Credit Transactions Act (FACTA) requires that we implement a written identity theft prevention program and put in place measures to help safeguard our member's account here at FFACU. As we undertake security measures to safeguard our members private information, we also want to add additional value to our relationship with our members. While we take pride in protecting our member's personal information, we cannot protect them from all of the possible sources of identity theft. So, we have arranged to provide this new Identity theft recovery service to our members as a new feature on all member accounts.      Click here for IDSafeChoice Terms and Conditions   Compliment your ID Protection coverage with IDSafeChoice PLUS click here for additional information.