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Loan Rates

Additional rate saving opportunities can be found on our Current Promotions or Member Rewards Program
 

Vehicle
Effective Date: 11/01/2017
TermRates (As Low As) APR*
2014 & NEWER *requires 25k min 84 4.49%
2012 & NEWER * requires 12.5k min 72 3.69%
2012 & NEWER 60 2.99%
2009-2011 60 4.24%
2008 and older refer to Unsecured Loan rates for 48 months

Recreational
TermRates (As Low As) APR*
NADA 100% Retail 15K PLUS MOTOR HOMES, TRAVEL TRAILERS AND BOATS (up to 9 years old)    
$15,001.00 - $25,000.00 84 4.24%
$25,001.00 - $40,000.00 120 5.24%
$40,001.00 - $60,000.00 180 5.94%

Unsecured
TermRates (As Low As) APR*
Amounts (unsecured - maximum loan amount $7,500.00) Amount available contingent on credit score. 48 9.00%

Revolving Credit
Rates (As Low As) APR*
Maximum loan amount $5,000.00, minimum payment $3.50 per $100.00 of loan balance.   16.50%

Shared Secured
TermRates (As Low As) APR*
(100% secure, max term 120 months) 120 2.50%

Certficate of Deposit
CD Secured
(100% Secured) 2 points above CD rate, maturity of CD equals maturity of loan

Home Equity Loans* (80% LTV)
AmountTermRates (As Low As) APR*
Up to $13,000 60 3.74%
$13,001 PLUS 120 4.74%

*As low as rates are subject to credit approval and other conditions. APR = Annual Percentage Rate.

The amount financed for used autos is based upon the current issue of the N.A.D.A pricing guide retail value. Loan rates are subject to change without prior notification. Salvage Title Vehicles: Financing only up up 75% of NADA Retail Value.

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